Insurance Contract – The policy paperwork between the insured (customer) and the insurer (insurance company) that explains the details of the contract.Ĭancellation – The termination of an insurance policy before the policy has expired. Common endorsements include adding a second vehicle or a second driver.ĭeclarations Page – The front page of a policy jacket that includes the name of the insured (s), the premium, the amount of coverage and the name, description and location of the item being covered.

Towing – Pays for towing charges used to tow the insured's car to the nearest facility for repair.Įndorsement – The process of making a change to an active policy that increases or decreases the premium. Roadside Assistance – A service for the insured to provide them assistance when their vehicle has run out of gas, lost their keys, needs a jump start or essential fluids, flat tire, etc. Rental Reimbursement – A set amount of money per day to help assist with renting a car when the insured's car is not movable due to a covered loss. Common deductible amounts are $250, $500 or $1,000. Put simply, the various types of automobile insurance coverage can be confusing which is why we have broken them down to help make it easier to understand.ĭeductible – The amount of money the insured pays out to the insurance company before their vehicle gets repaired. In addition to car insurance, we also offer motorcycle insurance, homeowners and renters insurance, and insurance for other vehicles like trailers and RVs, and Mexico tourist insurance. An auto insurance policy is there to help cover the cost of the repairs to your vehicle and medical expenses in the event of an accident helping you get your life back to normal as fast as possible while also doing our best to alleviate the stress often associated with an auto accident.Ī-MAX Auto Insurance offers affordable auto insurance with a package of primary coverages, which together makes up an auto insurance policy. Long story short, car accidents can happen and it always seems as though they occur at the most inconvenient of times which is why having a good low-cost insurance company to take care of you is so important.

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